Last Updated: [May 5th, 2026]
1. Introduction
These Terms and Conditions (“Terms”) govern your access to and use of the website located at https://defiancy.finance and any related content, functionality, products, and services offered by DeFiancy LLC (collectively, the “Services”).
DeFiancy LLC is an Alabama limited liability company with its principal office at 358 St. Louis St., Mobile, Alabama 36602 (“DeFiancy”, “we”, “us”, or “our”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.
The Services are intended solely for individuals who are 18 years of age or older. By using the Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. The Services are not directed to children, and we do not knowingly collect personal data from individuals under 18 years of age.
DeFiancy provides educational, consulting, and strategic services related to digital assets, decentralized finance (“DeFi”), and related technologies. The Services may include, without limitation, informational content, one-on-one or group consulting, workshops, digital courses, and other educational materials.
DeFiancy does not:
You remain solely responsible for the management and security of your own wallets, private keys, devices, and credentials at all times.
All information and content provided through the Services, including any discussion of specific tokens, protocols, projects, or strategies, is for informational and educational purposes only and does not constitute investment, financial, legal, or tax advice.
Without limiting the foregoing:
You understand and agree that you are solely responsible for evaluating any information provided through the Services and for all decisions regarding your finances, investments, and tax matters. You should consult with your own licensed financial, legal, and tax professionals before making any decisions.
Digital assets and DeFi protocols involve a high degree of risk. By using the Services, you acknowledge and agree that:
You assume all risks associated with digital assets and DeFi, whether or not such risks are described in these Terms, and you agree that DeFiancy will have no responsibility or liability for any losses or damages you may incur.
From time to time, you and DeFiancy may enter into separate written agreements relating to loans, advances, or other financial arrangements, including payment of loaned funds and corresponding loan payments (each, a “Loan Agreement”).
Any such Loan Agreement will govern the specific terms of the applicable transaction, including amounts, interest, repayment schedules, collateral (if any), and remedies. In the event of any conflict between these Terms and a Loan Agreement, the Loan Agreement will control with respect to that transaction.
You acknowledge that DeFiancy is not a bank, custodian, or money transmitter, and that the existence of a Loan Agreement does not change the non-custodial nature of the Services.
Certain aspects of the Services, including community access (such as a Discord server), may require you to create or maintain accounts with third-party platforms. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your accounts.
Community access (including any Discord server operated by or on behalf of DeFiancy) is provided at DeFiancy’s discretion and may be modified, limited, or terminated at any time, with or without notice, for any reason or no reason, including but not limited to:
You remain solely responsible for any content you post or transmit in any community or communication channel.
You agree not to, and not to attempt to:
The Services and all content therein, including but not limited to text, graphics, logos, trademarks, service marks, videos, audio, course materials, slides, frameworks, PDFs, recordings, and other materials (collectively, “Content”), are owned by DeFiancy or its licensors and are protected by copyright, trademark, and other intellectual property laws.
Subject to your compliance with these Terms, DeFiancy grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Services and Content solely for your personal, non-commercial use. Any other use, including reproduction, distribution, modification, public display, or creation of derivative works, is strictly prohibited without DeFiancy’s prior written consent or a separately executed agreement.
You may not share, resell, or otherwise provide paid Content to third parties without DeFiancy’s express written authorization.
DeFiancy may charge fees for certain Services, including but not limited to consulting engagements, educational programs, digital products, and events. Fees, payment terms, and scope of work will be communicated at or before the time of purchase or engagement.
Accepted payment methods may include:
Unless otherwise expressly stated in a written agreement:
If you initiate a chargeback or payment dispute through your bank, card issuer, or payment provider without first contacting DeFiancy to attempt to resolve the matter, you will be in material breach of these Terms. DeFiancy reserves the right to suspend or terminate access to the Services, deny future services, and seek recovery of any amounts owed, including through collections or legal action where permitted by law.
The Services may contain links to third-party websites, platforms, or services (including but not limited to Discord, Stripe, PayPal, Google, and other providers). DeFiancy does not control and is not responsible for the content, policies, or practices of any third-party sites or services. Your use of any third-party services is subject to their respective terms and policies.
To the maximum extent permitted by applicable law, the Services and all Content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, statutory, or otherwise, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
DeFiancy does not warrant that the Services will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Services or the servers that make them available are free of viruses or other harmful components.
To the maximum extent permitted by applicable law, in no event will DeFiancy, its members, managers, employees, contractors, or agents be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of or inability to use the Services or any Content, even if advised of the possibility of such damages.
To the maximum extent permitted by law, DeFiancy’s total cumulative liability for any claims arising out of or related to the Services or these Terms will not exceed the greater of: (i) the total fees you paid to DeFiancy for the Services giving rise to the claim during the three (3) months immediately preceding the event giving rise to the claim, or (ii) one hundred U.S. dollars (USD 100).
Some jurisdictions do not allow certain limitations of liability; in such cases, the above limitations shall apply to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless DeFiancy and its members, managers, employees, contractors, and agents from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with: (i) your use of the Services or Content; (ii) your violation of these Terms; (iii) your violation of any applicable law or regulation; or (iv) your infringement or misappropriation of any third-party rights.
PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU TO ARBITRATE DISPUTES WITH DEFIANCY AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.
Except as expressly provided below, any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or your relationship with DeFiancy (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory) that cannot be resolved informally shall be resolved by binding arbitration administered by a recognized arbitration provider, seated in Baldwin County, Alabama, and conducted in English.
The arbitration shall be conducted on an individual basis and not on a class, collective, or representative basis. YOU AND DEFIANCY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The arbitrator shall have no authority to consolidate disputes or to hear any form of class or representative proceeding.
Notwithstanding the foregoing, DeFiancy may seek injunctive or other equitable relief in any court of competent jurisdiction, including courts located in Baldwin County, Alabama, to prevent or address actual or threatened infringement, misappropriation, or violation of its intellectual property rights or confidential information.
You and DeFiancy agree to submit to the personal jurisdiction of the state and federal courts located in Baldwin County, Alabama for any such actions and for the limited purpose of confirming, modifying, or vacating an arbitration award as permitted by law.
These Terms and any dispute arising out of or related to them or the Services shall be governed by and construed in accordance with the laws of the State of Alabama, without giving effect to any choice or conflict of law provision or rule.
DeFiancy reserves the right, in its sole discretion, to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. DeFiancy may also update these Terms from time to time. The “Last Updated” date at the top of these Terms indicates the date of the most recent changes. Your continued use of the Services after any changes to these Terms constitutes your acceptance of such changes.
Privacy Policy: For privacy-related inquiries, please refer to our Privacy Policy at https://defiancy.finance/privacy-policy
We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.
If any provision of these Terms is held to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall remain in full force and effect. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.
You may not assign or transfer these Terms, by operation of law or otherwise, without DeFiancy’s prior written consent. DeFiancy may assign these Terms at any time without notice. These Terms constitute the entire agreement between you and DeFiancy regarding the Services and supersede any prior or contemporaneous understandings.
DeFiancy may offer SMS or text message communications as part of its Services. These communications are strictly limited to service-related purposes and may include, without limitation:
SMS messages are only sent to users who have voluntarily opted in to receive such communications, whether through website forms, account registration, direct consent, or other documented opt-in methods.
DeFiancy does not use SMS messaging for unsolicited marketing or promotional campaigns.
You may opt out of receiving SMS messages from DeFiancy at any time.
To stop receiving messages, you may:
Upon opting out, you may receive a final confirmation message, after which no further SMS communications will be sent unless you re-subscribe.
Standard message and data rates may apply to SMS communications sent or received in connection with the Services.
These charges are determined by your mobile carrier and are your sole responsibility. DeFiancy does not control and is not responsible for any fees charged by your carrier.
SMS messaging services are provided through third-party telecommunications providers and mobile carriers.
DeFiancy is not responsible for:
Mobile carriers are not liable for delayed or undelivered messages.
To the extent that DeFiancy processes personal data of individuals located in the European Economic Area (“EEA”), United Kingdom, or other jurisdictions with applicable data protection laws, such processing will be conducted in accordance with applicable regulations, including the General Data Protection Regulation (EU) 2016/679 (“GDPR”) and the UK GDPR, where applicable.
By accessing or using the Services, you acknowledge and agree that:
If you are located in a jurisdiction that provides specific data protection rights, including under the GDPR, you may have rights including, but not limited to, the right to access, correct, delete, restrict, or object to certain processing of your personal data, as well as the right to data portability, subject to applicable legal limitations.
You may exercise such rights, or make any data protection-related inquiries, by contacting DeFiancy at info@defiancy.finance.
If you have any questions about these Terms, please contact our Support Team at:
info@defiancy.finance .
